The bottom line
WordPress.com is the hands-off option from the company behind WordPress. Personal is $2.75 a month on a 3-year term ($9 month to month); Business adds plugins, SFTP and staging from $17.50.
Bluehost pairs a beginner-friendly WordPress setup with some of the gentler renewal increases among mass-market hosts: Starter is $3.99 a month on a 3-year term and renews at $9.99. Email and daily backups cost extra.
Frequently asked questions
Is WordPress.com cheaper than Bluehost?
Over three years, WordPress.com costs less on the cheapest comparable plans: about $99 versus $144, counting the intro price for its required term and then the renewal price. Month one is misleading: compare the 3-year totals.
Which has the better money-back guarantee?
WordPress.com: "No-questions-asked" refund policy (days not stated on the pricing page). Bluehost: 30 days. Domain fees are usually not refundable.
Can I move from WordPress.com to Bluehost later?
Yes. Moving a site means copying its files and database, then pointing your domain at the new host. Check whether the new host offers free migration. See our guide to switching hosts.